Cash flow challenges can cripple even the most profitable businesses. When you're waiting 30, 60, or 90 days for customer payments, invoice factoring offers an immediate solution.
What is Invoice Factoring?
Invoice factoring is not a loan—it's the sale of your accounts receivable. You receive up to 90% of your invoice value within 24-48 hours, and the factoring company collects payment from your customer. Learn more at Zeus Invoice Factoring.
How Invoice Factoring Works
- Submit Invoices: Send us your outstanding invoices
- Get Approved: Quick approval based on your customers' creditworthiness
- Receive Funds: Get 80-90% of invoice value in 24-48 hours
- Customer Pays: Your customer pays the factoring company directly
- Receive Balance: Get the remaining 10-20% minus fees
Benefits Over Traditional Loans
Speed
- Approval in hours, not weeks
- Funding in 24-48 hours
- No lengthy application process
Qualification
- Based on your customers' credit, not yours
- Bad credit OK
- Startups welcome
Flexibility
- Factor as many or as few invoices as needed
- No long-term contracts
- Scales with your business
Industries That Use Factoring
Invoice factoring works particularly well for:
- Staffing and recruiting agencies
- Transportation and logistics
- Manufacturing
- Wholesale and distribution
- Professional services
- Government contractors
Real-World Example
Scenario: Your business has $100,000 in outstanding invoices with 60-day payment terms.
Without Factoring: Wait 60 days for payment while struggling with payroll and expenses.
With Factoring:
- Day 1: Submit invoices
- Day 2: Receive $85,000 (85% advance)
- Day 60: Customer pays factoring company
- Day 61: Receive remaining $12,000 (15% minus 3% fee)
Result: Immediate access to $85,000 to cover payroll, inventory, and growth opportunities.
When to Use Invoice Factoring
Consider invoice factoring when you:
- Have B2B customers with net-30 to net-90 terms
- Need immediate cash flow
- Want to take on larger orders
- Are growing rapidly
- Have seasonal cash flow fluctuations
Other Zeus Financing Solutions
Depending on your needs, we also offer:
For Businesses:
- Working Capital (MCA) - Fast funding based on revenue
- Commercial Capital - Comprehensive business financing
- Business HELOC - Flexible credit lines
For Real Estate:
- Fix & Flip Loans - 90-95% LTC for investors
- DSCR Loans - No income verification
- DSCR Calculator - Free estimation tool
Meet the Founder
Thomas Moore, founder of Zeus Commercial Capital, understands the challenges of cash flow management. With decades of business and real estate experience, he's helped thousands of businesses access the capital they need to thrive.
Thomas is also the founder of Scale Society, a private entrepreneurial ecosystem where education, motivation, and networking collide to help you build skills, create wealth, and grow with a thriving community.
Get Started Today
Transform your cash flow with invoice factoring from Zeus Commercial Capital:
- Phone: (800) 516-1153
- Address: 1515 Mockingbird Lane, Suite 420, Charlotte, NC 28209
- Facebook: facebook.com/zeuscommercial
AACFB Accredited • Veteran Owned • Nationwide Service